Remember how back in June, there was an amount on my credit card statement that wasn't mine? And how Barclaycard did nothing until I rang them last month to ask them when it would be sorted, then it was suddenly all done?

Well, this month I got a bill (which was amazing enough in itself - I had a letter this week dated 15th October) and there's interest on it, even though I paid everything on my previous bill that was mine. And got confused and accidentally paid too much, which they acknowledged.

So, I rang them up again - which costs money being an 0870 number, and they still haven't changed their hold music. The bloke I spoke to said that the refund for the interest will appear on my next bill, so I need to pay all of this one.

So, I'll wait another month to see if it's sorted - by which time it will have dragged out for six months. I don't think I want to look through my phone bills to see how much it's cost me - not least because I had to call them from work once, and dad's called them. And that's not even mentioning the stress of discovering this on my bill half an hour before I left for Romania for two weeks.